SBM Credilio Secured Credit Card (FD based)






🎁 Key Benefits & Features
💡 Smart Financial Benefits

🔒 FD-based Credit Limit (90% of FD)


💵 FD Interest up to 7%


💳 Use card like regular credit card


💯 No income proof or CIBIL score required
🏆 Rewards & Offers

🎬 BOGO BookMyShow Offer – Get 1 Free Movie Ticket every month (Max ₹250)


💸 5X nCoins on UPI spends (~1% returns)


⛽ 10X nCoins on Fuel spends (~2% returns)


🛍️ Redeem nCoins on:

Amazon, Flipkart, Zomato, Swiggy, Dominos, Nykaa, BookMyShow & more
🔐 More Perks

✅ Lifetime Free Card


🆓 Unlimited, Never Expiring Rewards


🛒 Discounts across 100+ Brands – Myntra, FirstCry, MMT, Lifestyle, Reliance Digital


⚡ Instant Issuance + Virtual Card Ready to Use


📱 Powered by RuPay – UPI Compatible + 45 Days Interest-Free Credit

Suitable for Whom -
1️⃣ Self-Employed

✅ Min FD: ₹25,000


✅ Ideal for: Shop owners, freelancers, consultants, sole proprietors


✅ Why: No ITR or salary slips required. Get a card based on FD!
2️⃣ Salaried

✅ Min FD: ₹10,000


✅ Ideal for: First jobbers, employees of small/mid-sized companies


✅ Why: Build credit history from early career stage
3️⃣ Not Working

✅ Min FD: ₹2,000


✅ Ideal for: Students (18–25 yrs), Housewives


✅ Why: First credit card with no income proof, start small!

📝 How to Apply (Web Journey)

Discover the card from Apply Here!!!


Redirected to SBM/Credilio page


Click “Start My Journey / Apply Now”


Enter: Name, Mobile, PIN code → Submit


Verify: Email & Mobile


PAN & Aadhaar KYC


Fill application details


Pay FD amount (₹2K – ₹5 Lakhs)


Complete VKYC


Card Issued – get Instant Virtual Card

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